Reducing the risk of identity thef
As uses for the Internet expand, number of ways in which deviant individuals can use the web for negative actions also increase. Both consumers and business must take steps to safeguard the security of their data. Lots of people have fallen in the online traps. We cannot prevent identity thefts, but you can reduce the risk of fraud by certain tips. Webindia solutions will suggest you certain tips.
Personal information and documents
1)You should be aware of the security information at work and with business and charities.
2)Don’t take the risk of sharing personal information which are not relevant to the transaction you are making.
3)Keep all identification (birth certificate, driving license, and passport) in a safe place. Keep only the id that you need
4)Don’t put personal information at home, work place or vehicle.
5)Lock your mailbox if possible.
6)Never share personal information via phone, email or internet. Identity thieves sometimes may contact you by phone as representatives of financial institution, Government agencies or internet service providers to trick you into revealing identifying information.
Financial details and Credit reports
Paying attention to financial details can prevent you from identity theft
1)When using debit cards, make sure that no one is nearby you. PIN number should not be easily guessable and never give your PIN number to anyone. Remember that no one from a financial institution or the police will ask you for your PIN.
2)Never dispose the records of your transaction in a public place, instead destroy them.
3)Report any discrepancies on your statements to your financial institution right away, whether it is transactions that appear which you have not made, or transactions that you know you have made, but do not appear.
4)Pay attention to credit card expiry dates. If your replacement hasn’t arrived call the company. Someone may have taken it from your mail or changed the mailing address.
Keep your documents safe
1)Personal documents like SIN (Social Insurance Number), driving license, passport/citizenship cards should be kept under lock and key. Keep only necessary id proofs with you. If you do need to carry an important ID card with you, be sure to keep a photocopy of it in a safe place.
2)Personal digital assistants (PDAs), cell phones, digital audio players or laptops can all carrying your personal information should be handled safely. In order to protect your information, try to create passwords when possible. Most devices offer a way to “lock” the device so that the information can only be accessed with a password. Also, when carrying an electronic device, carry it in a manner that you cannot easily drop it or mistakenly leave it somewhere. If you plan to sell, give away or discard an electronic device, ensure you take measures to properly erase all of your personal information from the device.
Protect your Computer and its Informations
A common way for hackers to steal personal information is by using “spyware” which is software that gathers user information through the user’s Internet connection without his or her knowledge. Spyware applications are typically bundled as a hidden component of freeware or shareware programs (such as music and video downloading software or online games) that can be downloaded from the Internet.
Once installed, the spyware monitors user activity on the Internet and transmits that information in the background to someone else. Spyware can also gather information about email addresses and even passwords and credit card numbers.
The following measures can help protect you against identity theft while online:
1)Always use passwords. Do not use automatic login features that save your user name and password.
2)Install fire-wall, anti-virus, anti-spyware and security software, and keep it up to date.
3)Do not send personal or confidential information over email. Email messages are NOT secure.
4)Don’t try, don’t buy and don’t reply to spam (unsolicited emails) or phishing emails that ask for personal or financial information. Spam and phishing emails are often a source of scams, viruses and offensive content. Delete!
5)Install security patches on your operating system and update regularly and frequently.
6)Most software manufacturers regularly release updates and patches to their software to fix bugs that could allow attackers to harm your computer. However, it is up to you to find out.
7)Check for suspicious activity online. Almost all firewalls and encryption programs include audit functions that record activities on the network. Check audit trails for unusual or suspicious activity, e.g. computer files in use when you are not aware.
8)When disposing of, selling or giving away computer equipment, make sure that you permanently destroy the personal information on the hard drive. If you are disposing of the equipment you can physically destroy it, otherwise use overwrite software. If you don’t know how, find out.
9)If you use a laptop, physically lock it to prevent thieves from walking away with it and any personal information it contains.